Welcome to PACT - A division of The Brain Injury Alliance of Washington
Offering Special Needs Trusts and Basic Support and Maintenance Trusts
The Brain Injury Alliance of Washington (BIAWA) has 35 years of experience in supporting individuals to achieve their highest quality of life. Recently, it was brought to BIAWA’s attention that individuals receiving government assistance after sustaining a disabling injury often find themselves in a paradox where acquiring assets (e.g. from a dispute settlement) jeopardizes their qualification for government benefits.
To fill this gap, BIAWA has created The Pooled Alliance Community Trusts (PACT)® in partnership with leading investment and trust management firms including
Robert Zielke at The Zielke Law Firm (Trust Manager), UBS Financial Services, Inc. Special Needs Group, and True Link Financial. Together, we provide Pooled Special Needs Trusts (for individuals affected by disability) as well as Pooled Basic Support & Maintenance Trusts
As a 501(c)(3) non-profit, BIAWA acts as the Trustee and is pleased to offer PACT services to anyone, not just those affected by Brain Injury or disability.
What are the benefits of a Pooled Trust?
Pooling the assets of multiple accounts gives the Trust more investment opportunities and allows additional services to be provided that would not otherwise be available for stand-alone accounts. While assets are pooled for investment purposes, each Individual Trust Account is maintained as a separate entity.
Basic Support and Maintenance Trust:
Can be set up for any beneficiary, not just individuals affected by disability.
First Party Special Needs Trust:
Grantor of the Trust is a person affected by disability. Funds to establish the Trust often come from a court settlement, the Grantor’s savings account or other assets.
Third Party Special Needs Trust:
Grantor(s) of the Trust are parents or family members of the person affected by disability.
For more information download the PACT Information PDF
Funds put in to a Pooled Trust are stored safely, along with money from other grantors. Assets are managed for more stable administration and investment options, and distributions are made for the beneficiary’s supplemental needs as requested.
In the case of Pooled Special Needs Trusts (SNTs), the beneficiary is able to maintain eligibility for public benefits.
*Please note that if a beneficiary takes disbursements from his or her SNT to cover shelter or food-related expenses, his or her SSI benefit amount will be reduced by 1/3, which could affect the beneficiary’s qualification for Medicaid.
For more details on Pooled Trusts, including eligibility, please see the Frequently Asked Questions (FAQs).
PACT Trusts are open for enrollment. Please fill out our PACT Contact Form below or email us at firstname.lastname@example.org and let us know how we can help or call us at 877-448-7228.